Microfinance Loan Services

No Interest Loans Scheme (NILS)

NILS is an interest free loan scheme helping people on low incomes to purchase essential household goods up to the value of $800 and $1000 without fees, charges or interest. Conditions apply.

BCS offers NILS in the following locations:

Warilla North - 2-6 Hill St, Warilla
(02) 4297 6595

Newcastle - Shop 2, 405 Hunter Street, Newcastle
(02) 4925 2717

Dubbo - 251 Cobra Street, Dubbo
(02) 6884 9306

Wellington - Please contact (02) 4297 6595
 
Broken Hill - 464 Chapple Street, Broken Hill
(02) 8088 6314

NILS is provided in partnership with NAB, Good Shepherd Youth and Family Services, Sydney Water, Country Energy, NSW Department of Services, Technology & Administration and the Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA) 

StepUP Loan Scheme

StepUP is a loan scheme assisting people to apply for loans from $800 to $3000 for any item, in partnership with the National Australia Bank. Conditions apply.

BCS offers StepUP loans in the following locations:

Warilla North - 2-6 Hill St, Warilla
(02) 4297 6595

Newcastle - Shop 2, 405 Hunter Street, Newcastle
(02) 4925 2717

Dubbo - 251 Cobra Street, Dubbo
(02) 6884 9306

StepUP loans are provided in partnership with NAB and Good Shepherd Youth and Family Services.